Times are tough even for the rich and famous. We are now seeing celebrities and even whole countries tightening their belts in order to cut back on their spending. Recently we have seen many celebrities struggling to sell their properties, having to fight for work and cutting back on their luxurious lifestyles in order to avoid the curse of the credit crunch. It has been widely reported in the news that TV chef Antony Worrall Thompson’s restaurant empire had been hit by the recession causing him to pull the plug on the family business. He was also forced to downsize his £1.6 million mansion for a smaller home in Buckinghamshire. In a moment of madness the chef was caught shoplifting 5 times in 16 days, stealing basic items such as cheese and wine from his local Tescos. Another celebrity who has been hit hard by the recession is Kerry Katona who, according to The Sun, is facing bankruptcy for a second time if she doesn’t find £70,000 to get the tax man off her back. With so many people, rich and poor feeling the pinch, are your personal and family budgets in need of austerity measures? Psychic Light have a few quick tips you can use to save a few pennies and cut back on the amount you spend each month. An obvious change you can make is the lessening the amount you use your car. Walking or cycling to work or doing the school run on foot could save you significant amounts of money while improving yours and your family’s health. We are generally recommended to walk for half an hour a day, but many people find that they don’t have the time or energy to do this after work etc. However incorporating this into your daily routine is easier than you think, and you will certainly notice a big difference in your monthly spending! Another huge change you can make to save on your monthly outgoings is to cut back on the energy used in your home. Small and simple methods such as turning lights off, making sure your appliances aren’t on standby and only turning on things you are actually using can make a noticeable difference to you monthly bills. You may want to record everything you spend and review the list each month to see what you could cut back on and where your money is actually going. If you find you are spending too much on unnecessary items or on your food bill then you can start making the significant changes that you need to save. These tips are just a few that you can use to save you and your family money, however if you find you are still concerned about your budget, then a call to Psychic Light could reassure and advise you about what to do. Our mediums can use both their own abilities and those who have passed over to help you see your situation with more clarity. You may learn what the future holds for you and your family’s finances, allowing you make a plan to manage your budget, or give you the reassurance you were seeking.