Bryony, my dear thank you very much. I cannot thank you enough. You solved my problem and cut through the confusion I was struggling with for so long. I only regret not listening to your advice much earlier which you gave me every time I called. Spot on with everything! I am so happy and peaceful now! I will def. call you back soon. Other readers who have guided me are Ellie, Norma and Alice. God bless you all. Much Love.